BEWARE of any program that seems to offer something for nothing. If it sounds too good to be true, it probably is.
BEWARE of free prizes that require a credit card number for verification. NEVER GIVE YOUR CREDIT CARD NUMBER OVER THE PHONE unless YOU have initiated the call.
Do not give out any information about yourself. Ask the questions--do not answer any of a telemarketer's inquiries.
Do not buy over the phone from unfamiliar companies.
Always take time when making a decision...give yourself 24 hours to think it over
Never be pressured to pay cash upfront to a salesman who comes to your door.
Do not get taken in by high-pressure sales tactics that urge you to "act now."
Ask for information in writing.
Do not return mail order solicitations.
Talk to a trusted friend, relative or financial advisor before committing your money.
Never respond to any offer you do not thoroughly understand.
If door-to-door salespeople approach your home, do not let them in. If you let them in and they will not leave, call the police or leave. Do not be afraid to say, "no." Dishonest door-to-door salesmen want to operate without attracting the attention of neighbors or the authorities, so they are unlikely to become violent.
If you suspect that you or someone you know has been a victim of elder fraud, immediately contact your local police or the Attorney General's office.
Senior Safety
Good Neighbors--Work out a buddy system with a neighbor so you can check on each other during the day. Let your neighbors know when you are going on a trip so they can watch your property. Join a Neighborhood Watch program.
Out and About--Stay alert and attuned to your surroundings.
Take a friend when you go out.
Walk in a confident, relaxed manner. Make brief eye contact with approaching strangers.
Trust your instincts. If you feel uncomfortable in a particular situation, leave.
Try carrying a small change purse with only the money or credit cards that you need, instead of a large handbag with straps. Keep your wallet in an inside jacket or front pants pocket.
Do not burden yourself with packages and don't wear shoes or clothing that restrict your movement.
Walk on well-lighted busy streets. Avoid vacant lots, alleys or construction sites.
Avoid displaying large amounts of cash or other tempting targets, such as expensive jewelry.
If someone grabs your purse or packages, let go and shout for help.
At Home--Lock up!
Secure exterior doors with deadbolts, sliding glass doors with a special lock or a broom handle in the track, and windows.
Light up! Make sure all porches, entrances, and yard are well-lighted.
Use timers when you are away or come home after dark.
Use a wide-angle peephole to identify visitors before you open the door.
Ask all service and salespeople for identification before you let them into your home. Call employers for verification.
Do not put an address tag on your keys.
Do not hide keys under a doormat or in a flowerpot. Leave them with a trusted neighbor or friend.
Do not keep large amounts of cash at home